Top Credit Repair Services Info
Top Credit Repair fixes bad credit mistakes and verifies credit report accuracy to help you qualify.
We use little known laws to challenge the creditors and or bureaus and force them to prove the reported debt or remove it. We also use other enhancement techniques to give you the highest scores possible in the shortest time possible.
Top Credit Repair Facts
In a majority of cases even debts that can be proved can still be removed by us focusing another issue other than the amount due. Original creditors and bureaus are held to a standard that most don't even try to comply with. For example when a debt is disputed with the bureau is supposed to contact the creditors to make sure the information they have on your credit report is accurate.
The bureaus (Equifax, TRW & Experian) are also required to keep the paperwork on their premises before they enter the information on credit files.
How long does Top Credit repair take?
It can take from 1-6 months depending on how many items and the age of those item. As you can probably guess, the bureaus don't keep anyone's paperwork at the bureau and most original creditors also don't have the original signed contracts as required by federal laws. So the enter information they have no proof and they lower scores in the process. In some cases we will have an attorney assist with removing the negative information. We do this to let the bureaus and original creditors know we understand the State & Federal laws and will hire an attorney to go to court if necessary.
Credit Repair Services
Items that have been removed
- Medical Bills
- Student Loans
- Late Payments
- Accounts caused by Identity Theft.
Can Credit Repair Companies guarantee removal of negative items?
At Top Credit Repair we won't guarantee deleting 100% of items because we know that the decision ultimately rests with the bureaus, who can be inconsistent and unpredictable. We can remove all accounts which aren't yours (identity theft). We can also remove most other negative accounts due to other reasons.
Be wary of so called " best credit repair companies" that advertise "one hundred percent of your report cleared within 30 days"! These companies are scams, are ignorant or lying (you want neither working on your case). Unfortunately, there are companies that do prey on those who truly wish nothing more but to restore their good name. To those individuals we say, be careful. If it sounds "to good to be true it probably is".
Business Credit info
Build Business credit with our proven program. We can help you with that. We have systematic program in which we give you a precise step by step guide on how to build business buying power. You will also get Your Personal Expert to assist you.
Get The Best Credit Repair Company to help you increase your scores fast, while at the same time providing Professional Service, Call Us.